/* Stoic Financial — site styles
   Layout concept: classical and architectural. Navy bands carry the brand; cream bands hold reading and forms.
   Every section opens under a "cornice" (heavy gold rule over a hairline), echoing the entablature of the monogram.
   Single committed look (brand colors), not theme-switching. */
:root {
  color-scheme: dark;
  /* Color */
  --navy: #0A1A2F;
  --navy-deep: #06111F;
  --navy-raised: #10243D;
  --navy-line: #213A5A;
  --cream: #F8F6F0;
  --paper: #FFFDF8;
  --stone: #EEE9DE;
  --stone-line: #D9D1BF;
  --gold: #C8A252;
  --gold-hi: #DDBB6E;
  --gold-ink: #85672A;          /* gold for text on cream, passes contrast */
  --ink: #2B2B2B;               /* charcoal */
  --ink-soft: #5B5750;
  --mist: #C3C9D2;              /* secondary text on navy */
  --mist-dim: #8E99A8;
  --ok: #3E7B5A;
  --error: #A6412F;
  /* Type */
  --display: "Cinzel", "Trajan Pro", "Times New Roman", Georgia, serif;
  --body: "Montserrat", "Helvetica Neue", Arial, sans-serif;
  --quote: "Cormorant Garamond", Garamond, Georgia, serif;
  /* Scale (1.25 minor third-ish, fluid at the top) */
  --t-xs: 0.75rem;
  --t-sm: 0.875rem;
  --t-base: 1.0625rem;
  --t-md: 1.25rem;
  --t-lg: clamp(1.375rem, 1.1rem + 0.9vw, 1.75rem);
  --t-xl: clamp(1.9rem, 1.4rem + 2vw, 2.85rem);
  --t-hero: clamp(2.45rem, 1.5rem + 4.4vw, 4.75rem);
  --radius: 2px;
  --wrap: 1200px;
  --header-h: 72px;
}

*, *::before, *::after { box-sizing: border-box; }
[hidden] { display: none !important; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 16px); -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }
body {
  margin: 0;
  background: var(--navy);
  color: var(--cream);
  font-family: var(--body);
  font-size: var(--t-base);
  line-height: 1.65;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
body::before {
  content: ""; position: fixed; inset: 0 0 auto; height: env(safe-area-inset-top, 0px);
  z-index: 60; background: var(--navy-deep);
}
img, svg { max-width: 100%; }
a { color: inherit; }
h1, h2, h3, h4 { font-family: var(--display); font-weight: 500; line-height: 1.12; margin: 0; text-wrap: balance; letter-spacing: 0.01em; }
p { margin: 0; text-wrap: pretty; }
ul, ol { margin: 0; padding: 0; }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.skip { position: absolute; left: 12px; top: -60px; z-index: 100; background: var(--gold); color: var(--navy); padding: 10px 16px; font-weight: 600; text-decoration: none; }
.skip:focus { top: calc(12px + env(safe-area-inset-top, 0px)); }

.wrap {
  max-width: var(--wrap);
  margin-inline: auto;
  padding-left: max(24px, env(safe-area-inset-left, 0px));
  padding-right: max(24px, env(safe-area-inset-right, 0px));
}
@media (max-width: 480px) {
  .wrap { padding-left: max(18px, env(safe-area-inset-left, 0px)); padding-right: max(18px, env(safe-area-inset-right, 0px)); }
}

/* Bands: color only. Spacing lives on .section so the two never fight. */
.band-navy { background: var(--navy); color: var(--cream); }
.band-deep { background: var(--navy-deep); color: var(--cream); }
.band-cream { background: var(--cream); color: var(--ink); color-scheme: light; }
.band-stone { background: var(--stone); color: var(--ink); color-scheme: light; }
.section { padding-block: clamp(64px, 5vw + 40px, 120px); }
.grain { position: relative; isolation: isolate; }
.grain::after {
  content: ""; position: absolute; inset: 0; z-index: -1; pointer-events: none; opacity: 0.5;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3' stitchTiles='stitch'/%3E%3CfeColorMatrix values='0 0 0 0 1 0 0 0 0 1 0 0 0 0 1 0 0 0 .045 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

/* Cornice: the recurring architectural rule above section heads */
.cornice { display: block; width: 72px; height: 7px; border-top: 3px solid var(--gold); border-bottom: 1px solid var(--gold); margin-bottom: 28px; }
.band-cream .cornice, .band-stone .cornice { border-color: var(--gold-ink); }
.section-head { display: grid; gap: 18px; max-width: 760px; margin-bottom: clamp(40px, 4vw, 64px); }
.section-head h2 { font-size: var(--t-xl); }
.section-head p { font-size: var(--t-md); line-height: 1.6; color: var(--mist); max-width: 62ch; }
.band-cream .section-head p, .band-stone .section-head p { color: var(--ink-soft); }
.section-head.split { max-width: none; grid-template-columns: minmax(0, 1.1fr) minmax(0, 1fr); align-items: end; gap: 24px 64px; }
@media (max-width: 860px) { .section-head.split { grid-template-columns: 1fr; } }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 52px; padding: 0 24px; border-radius: var(--radius);
  font-family: var(--body); font-weight: 600; font-size: 0.8125rem; letter-spacing: 0.11em; text-transform: uppercase; text-align: center;
  text-decoration: none; cursor: pointer; border: 1px solid transparent;
  transition: background-color .2s ease, color .2s ease, border-color .2s ease, transform .2s ease;
}
.btn:active { transform: translateY(1px); }
.btn-gold { background: var(--gold); color: var(--navy); border-color: var(--gold); }
.btn-gold:hover { background: var(--gold-hi); border-color: var(--gold-hi); }
.btn-line { background: transparent; color: var(--cream); border-color: rgba(248, 246, 240, 0.4); }
.btn-line:hover { border-color: var(--gold); color: var(--gold-hi); }
.btn-navy { background: var(--navy); color: var(--cream); border-color: var(--navy); }
.btn-navy:hover { background: var(--navy-raised); }
.btn-ghost-ink { background: transparent; color: var(--ink); border-color: var(--stone-line); }
.btn-ghost-ink:hover { border-color: var(--gold-ink); color: var(--gold-ink); }
.btn-block { width: 100%; }
.btn[disabled] { opacity: .55; cursor: not-allowed; }
.actions { display: flex; flex-wrap: wrap; gap: 14px; }
.text-link { color: var(--gold-hi); text-decoration: underline; text-decoration-thickness: 1px; text-underline-offset: 4px; }
.band-cream .text-link, .band-stone .text-link { color: var(--gold-ink); }

/* Announcement */
.notice { background: var(--navy-deep); color: var(--mist); font-size: var(--t-sm); border-bottom: 1px solid var(--navy-line); }
.notice .wrap { display: flex; justify-content: center; align-items: center; gap: 10px; flex-wrap: wrap; padding-block: 9px; text-align: center; }
.notice strong { color: var(--cream); font-weight: 600; }
.notice a { color: var(--gold-hi); }

/* Header */
.site-header {
  position: sticky; top: env(safe-area-inset-top, 0px); z-index: 50;
  background: rgba(10, 26, 47, 0.94); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--navy-line);
}
.header-row { display: flex; align-items: center; justify-content: space-between; gap: 24px; min-height: var(--header-h); }
.brand { display: inline-flex; align-items: center; gap: 12px; text-decoration: none; color: var(--cream); flex: none; }
.brand-mark { width: 38px; height: 34px; color: var(--cream); }
.brand-name { display: grid; line-height: 1; }
.brand-name b { font-family: var(--display); font-weight: 600; font-size: 1.3rem; letter-spacing: 0.16em; }
.brand-name small { font-family: var(--display); font-size: 0.56rem; letter-spacing: 0.42em; color: var(--gold); margin-top: 5px; padding-left: 1px; }
.nav { display: flex; align-items: center; gap: 28px; }
.nav-links { display: flex; align-items: center; gap: 26px; list-style: none; }
.nav-links a { text-decoration: none; font-size: 0.875rem; font-weight: 500; color: var(--mist); letter-spacing: 0.02em; padding-block: 6px; border-bottom: 1px solid transparent; transition: color .2s, border-color .2s; }
.nav-links a:hover { color: var(--cream); border-bottom-color: var(--gold); }
.nav .btn { min-height: 44px; padding: 0 20px; }
.nav-toggle { display: none; background: none; border: 1px solid var(--navy-line); color: var(--cream); width: 46px; height: 44px; border-radius: var(--radius); cursor: pointer; align-items: center; justify-content: center; }
.nav-toggle svg { width: 22px; height: 22px; }
@media (max-width: 1040px) {
  .nav-toggle { display: inline-flex; }
  .nav { position: fixed; inset: calc(var(--header-h) + env(safe-area-inset-top, 0px)) 0 auto 0; flex-direction: column; align-items: stretch; gap: 0;
    background: var(--navy-deep); border-bottom: 1px solid var(--navy-line);
    padding: 8px max(18px, env(safe-area-inset-right, 0px)) 24px max(18px, env(safe-area-inset-left, 0px));
    max-height: calc(100dvh - var(--header-h) - env(safe-area-inset-top, 0px)); overflow-y: auto; }
  .nav:not(.is-open) { display: none; }
  .nav-links { flex-direction: column; align-items: stretch; gap: 0; }
  .nav-links a { display: block; padding: 16px 2px; font-size: 1rem; border-bottom: 1px solid var(--navy-line); color: var(--cream); }
  .nav .btn { margin-top: 18px; min-height: 52px; }
}

/* Hero */
.hero { padding-block: clamp(56px, 6vw, 104px) clamp(56px, 6vw, 96px); overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(0, 0.75fr); gap: clamp(32px, 5vw, 80px); align-items: center; }
.hero-copy { display: grid; gap: 28px; min-width: 0; }
.hero h1 { font-size: var(--t-hero); line-height: 1.04; letter-spacing: 0.005em; font-weight: 500; }
.hero h1 .gold { color: var(--gold); }
.lede { font-size: var(--t-md); line-height: 1.65; color: var(--mist); max-width: 54ch; }
.hero-facts { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0; border-top: 1px solid var(--navy-line); padding-top: 22px; margin-top: 6px; }
.hero-facts li { display: grid; gap: 4px; padding-right: 18px; font-size: var(--t-sm); color: var(--mist); line-height: 1.45; }
.hero-facts li + li { border-left: 1px solid var(--navy-line); padding-left: 18px; }
.hero-facts strong { font-family: var(--display); font-size: 1.5rem; font-weight: 600; color: var(--cream); line-height: 1.1; }
.hero-mark { position: relative; display: grid; justify-items: center; align-self: stretch; align-content: center; min-height: 320px; }
.hero-mark::before { /* fluted column field */
  content: ""; position: absolute; inset: -8% 12% -20%; z-index: 0;
  background: repeating-linear-gradient(90deg, rgba(200, 162, 82, 0.07) 0 1px, transparent 1px 22px);
  -webkit-mask-image: linear-gradient(180deg, transparent, #000 25%, #000 70%, transparent);
  mask-image: linear-gradient(180deg, transparent, #000 25%, #000 70%, transparent);
}
.hero-mark svg.mono-hero { position: relative; z-index: 1; width: min(100%, 380px); height: auto; color: var(--cream); overflow: visible; }
.mono-hero .mono-fill { fill: var(--cream); }
.mono-hero .mono-draw { fill: none; stroke: var(--gold); stroke-width: 5; stroke-dasharray: 1; stroke-dashoffset: 0; }
.plinth { position: relative; z-index: 1; width: min(100%, 420px); display: grid; gap: 5px; margin-top: 26px; }
.plinth span { display: block; height: 1px; background: var(--gold); }
.plinth span:first-child { height: 3px; }
.plinth p { margin-top: 12px; text-align: center; font-family: var(--display); font-size: 0.72rem; letter-spacing: 0.42em; color: var(--gold); }
@media (prefers-reduced-motion: no-preference) {
  .mono-hero .mono-draw { animation: draw 2.2s cubic-bezier(.6,.05,.3,1) .15s both; }
  .mono-hero .mono-fill { animation: fillin 1.1s ease 1.15s both; }
  @keyframes draw { from { stroke-dashoffset: 1; } to { stroke-dashoffset: 0; } }
  @keyframes fillin { from { fill-opacity: 0; } to { fill-opacity: 1; } }
}
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-mark { order: -1; min-height: 0; }
  .hero-mark svg.mono-hero { width: min(52vw, 220px); }
  .plinth { width: min(70vw, 280px); margin-top: 16px; }
}
@media (max-width: 560px) {
  .hero-facts { grid-template-columns: 1fr; gap: 14px; }
  .hero-facts li + li { border-left: 0; padding-left: 0; border-top: 1px solid var(--navy-line); padding-top: 14px; }
  .hero-facts li { grid-template-columns: 5.4rem 1fr; align-items: baseline; padding-right: 0; }
  .actions .btn { flex: 1 1 100%; }
}

/* Principles (thesis) */
.thesis-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(36px, 6vw, 96px); align-items: start; }
.seneca { margin: 0; display: grid; gap: 20px; }
.seneca blockquote { margin: 0; font-family: var(--quote); font-style: italic; font-weight: 500; font-size: clamp(1.9rem, 1.3rem + 2.2vw, 3rem); line-height: 1.18; color: var(--navy); }
.seneca blockquote::before { content: "\201C"; display: block; font-family: var(--display); font-style: normal; font-size: 4.5rem; line-height: .6; color: var(--gold-ink); margin-bottom: 10px; }
.seneca figcaption { font-family: var(--display); font-size: 0.8rem; letter-spacing: 0.24em; color: var(--gold-ink); }
.thesis-copy { display: grid; gap: 18px; font-size: var(--t-md); line-height: 1.7; color: var(--ink-soft); }
.thesis-copy h2 { font-size: var(--t-xl); color: var(--navy); }
.thesis-copy em { font-family: var(--quote); font-size: 1.2em; color: var(--navy); }
.pillars { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0; margin-top: clamp(48px, 6vw, 88px); border-top: 1px solid var(--stone-line); }
.pillar { padding: 32px 32px 8px 0; display: grid; gap: 12px; align-content: start; }
.pillar + .pillar { border-left: 1px solid var(--stone-line); padding-left: 32px; }
.pillar svg { width: 26px; height: 34px; color: var(--gold-ink); }
.pillar h3 { font-size: 1.35rem; color: var(--navy); }
.pillar p { color: var(--ink-soft); line-height: 1.65; }
@media (max-width: 860px) {
  .thesis-grid { grid-template-columns: 1fr; }
  .pillars { grid-template-columns: 1fr; }
  .pillar, .pillar + .pillar { padding: 26px 0; border-left: 0; }
  .pillar + .pillar { border-top: 1px solid var(--stone-line); }
}

/* Coverage explorer */
.explorer { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.4fr); gap: clamp(24px, 4vw, 56px); align-items: start; }
.tabs { display: grid; gap: 0; border-top: 1px solid var(--navy-line); }
.tab {
  display: grid; grid-template-columns: 1fr auto; gap: 4px 16px; align-items: center; text-align: left; width: 100%;
  background: none; border: 0; border-bottom: 1px solid var(--navy-line); color: var(--mist); cursor: pointer;
  padding: 18px 12px 18px 16px; position: relative; font: inherit; transition: background-color .2s, color .2s;
}
.tab::before { content: ""; position: absolute; left: 0; top: 14px; bottom: 14px; width: 3px; background: transparent; transition: background-color .2s; }
.tab .tab-name { font-family: var(--display); font-size: 1.18rem; font-weight: 500; color: var(--cream); letter-spacing: 0.02em; }
.tab .tab-sum { grid-column: 1; font-size: var(--t-sm); line-height: 1.45; }
.tab .tab-chev { grid-column: 2; grid-row: 1 / span 2; width: 18px; height: 18px; color: var(--mist-dim); transition: transform .2s, color .2s; }
.tab:hover { background: var(--navy-raised); }
.tab[aria-selected="true"] { background: var(--navy-raised); }
.tab[aria-selected="true"]::before { background: var(--gold); }
.tab[aria-selected="true"] .tab-chev { color: var(--gold); transform: translateX(3px); }
.panel { background: var(--navy-raised); border: 1px solid var(--navy-line); padding: clamp(26px, 3.5vw, 48px); display: grid; gap: 22px; min-width: 0; position: sticky; top: calc(var(--header-h) + 24px + env(safe-area-inset-top, 0px)); }
.panel h3 { font-size: var(--t-lg); }
.panel .panel-lede { font-size: var(--t-md); color: var(--cream); line-height: 1.6; }
.panel dl { margin: 0; display: grid; grid-template-columns: 8.5rem 1fr; gap: 12px 20px; border-top: 1px solid var(--navy-line); padding-top: 20px; font-size: 0.95rem; }
.panel dt { font-weight: 600; color: var(--gold); font-size: var(--t-sm); letter-spacing: 0.04em; padding-top: 2px; }
.panel dd { margin: 0; color: var(--mist); }
.ticks { list-style: none; display: grid; gap: 10px; }
.ticks li { display: grid; grid-template-columns: 18px 1fr; gap: 12px; align-items: start; color: var(--mist); line-height: 1.55; }
.ticks li::before { content: ""; width: 10px; height: 10px; margin-top: 7px; border: 1px solid var(--gold); transform: rotate(45deg); }
.fine { font-size: var(--t-xs); line-height: 1.55; color: var(--mist-dim); }
.band-cream .fine, .band-stone .fine { color: var(--ink-soft); }
@media (max-width: 860px) {
  .explorer { grid-template-columns: 1fr; }
  .panel { position: static; }
  .panel dl { grid-template-columns: 1fr; gap: 4px; }
  .panel dd + dt { margin-top: 10px; }
}

/* Calculator */
.calc { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr); gap: clamp(32px, 5vw, 72px); align-items: start; }
.sliders { display: grid; gap: 26px; }
.field-range { display: grid; gap: 10px; }
.field-range .row { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; }
.field-range label { font-size: 0.95rem; font-weight: 500; color: var(--cream); }
.field-range output { font-family: var(--display); font-weight: 600; font-size: 1.15rem; color: var(--gold-hi); font-variant-numeric: tabular-nums; white-space: nowrap; }
.field-range .hint { font-size: var(--t-xs); color: var(--mist-dim); }
input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; height: 28px; background: transparent; cursor: pointer; margin: 0; }
input[type="range"]::-webkit-slider-runnable-track { height: 3px; background: linear-gradient(90deg, var(--gold) var(--pct, 50%), var(--navy-line) var(--pct, 50%)); }
input[type="range"]::-moz-range-track { height: 3px; background: var(--navy-line); }
input[type="range"]::-moz-range-progress { height: 3px; background: var(--gold); }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 20px; height: 20px; margin-top: -8.5px; background: var(--cream); border: 2px solid var(--gold); transform: rotate(45deg); border-radius: 2px; }
input[type="range"]::-moz-range-thumb { width: 16px; height: 16px; background: var(--cream); border: 2px solid var(--gold); transform: rotate(45deg); border-radius: 2px; }
input[type="range"]:focus-visible { outline: none; }
input[type="range"]:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 4px rgba(200, 162, 82, .35); }
input[type="range"]:focus-visible::-moz-range-thumb { box-shadow: 0 0 0 4px rgba(200, 162, 82, .35); }

.certificate {
  background: var(--paper); color: var(--ink); color-scheme: light; position: relative;
  padding: 10px; border: 1px solid var(--gold);
  box-shadow: 0 30px 60px -30px rgba(0, 0, 0, .6);
}
.certificate-inner { border: 1px solid var(--gold); outline: 1px solid rgba(200, 162, 82, .45); outline-offset: -6px; padding: clamp(26px, 3.5vw, 44px); display: grid; gap: 22px; }
.cert-top { display: grid; justify-items: center; gap: 10px; text-align: center; }
.cert-top svg { width: 40px; height: 36px; color: var(--navy); }
.cert-title { font-family: var(--display); font-size: 0.78rem; letter-spacing: 0.32em; color: var(--gold-ink); }
.cert-figure { text-align: center; display: grid; gap: 6px; border-block: 1px solid var(--stone-line); padding-block: 20px; }
.cert-figure .label { font-size: var(--t-sm); color: var(--ink-soft); }
.cert-figure output { font-family: var(--display); font-weight: 600; font-size: clamp(2.4rem, 1.6rem + 3vw, 3.6rem); color: var(--navy); line-height: 1.05; font-variant-numeric: tabular-nums; }
.stack { display: flex; height: 12px; background: var(--stone); overflow: hidden; }
.stack span { display: block; height: 100%; transition: width .35s ease; }
.stack .s-income { background: var(--navy); }
.stack .s-debt { background: var(--gold); }
.stack .s-edu { background: #6C7F98; }
.legend { list-style: none; display: grid; gap: 8px; font-size: var(--t-sm); }
.legend li { display: grid; grid-template-columns: 12px 1fr auto; gap: 10px; align-items: center; color: var(--ink-soft); }
.legend li b { font-weight: 600; color: var(--ink); font-variant-numeric: tabular-nums; }
.legend i { width: 12px; height: 12px; display: block; }
.legend .minus { border-top: 1px dashed var(--stone-line); padding-top: 8px; }
.compare { width: 100%; border-collapse: collapse; font-size: var(--t-sm); }
.compare caption { text-align: left; font-weight: 600; color: var(--ink); padding-bottom: 8px; }
.compare td { padding: 9px 0; border-top: 1px solid var(--stone-line); color: var(--ink-soft); }
.compare td:last-child { text-align: right; font-weight: 600; color: var(--ink); font-variant-numeric: tabular-nums; }
.compare tr.is-dime td { color: var(--navy); font-weight: 600; }
@media (max-width: 900px) { .calc { grid-template-columns: 1fr; } }

/* Quiz */
.quiz-shell { display: grid; grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr); gap: clamp(32px, 5vw, 72px); align-items: start; }
.quiz-card { background: var(--paper); border: 1px solid var(--stone-line); padding: clamp(24px, 3.5vw, 44px); display: grid; gap: 24px; min-width: 0; }
.quiz-progress { display: grid; gap: 10px; }
.quiz-progress .meta { display: flex; justify-content: space-between; font-size: var(--t-sm); color: var(--ink-soft); }
.quiz-progress .bar { display: grid; grid-template-columns: repeat(5, 1fr); gap: 6px; }
.quiz-progress .bar i { height: 3px; background: var(--stone-line); }
.quiz-progress .bar i.on { background: var(--gold-ink); }
.quiz-q { font-size: var(--t-lg); color: var(--navy); }
.options { display: grid; gap: 10px; }
.option {
  display: flex; align-items: center; justify-content: space-between; gap: 16px; text-align: left; width: 100%;
  background: var(--cream); border: 1px solid var(--stone-line); color: var(--ink); border-radius: var(--radius);
  padding: 16px 18px; font: inherit; font-weight: 500; cursor: pointer; transition: border-color .15s, background-color .15s;
}
.option:hover { border-color: var(--gold-ink); background: var(--paper); }
.option[aria-pressed="true"] { border-color: var(--navy); background: var(--navy); color: var(--cream); }
.option small { display: block; font-weight: 400; color: var(--ink-soft); font-size: var(--t-sm); margin-top: 2px; }
.option[aria-pressed="true"] small { color: var(--mist); }
.quiz-nav { display: flex; justify-content: space-between; align-items: center; gap: 12px; }
.link-btn { background: none; border: 0; padding: 8px 0; font: inherit; font-size: var(--t-sm); font-weight: 600; color: var(--ink-soft); cursor: pointer; text-decoration: underline; text-underline-offset: 4px; }
.link-btn:hover { color: var(--gold-ink); }
.quiz-result { display: grid; gap: 18px; }
.quiz-result .verdict { font-family: var(--display); font-size: var(--t-xl); color: var(--navy); line-height: 1.1; }
.quiz-result .why { color: var(--ink-soft); font-size: var(--t-md); line-height: 1.6; }
.quiz-result .also { font-size: var(--t-sm); color: var(--ink-soft); border-top: 1px solid var(--stone-line); padding-top: 14px; }
.quiz-aside { display: grid; gap: 18px; color: var(--ink-soft); }
.quiz-aside h2 { font-size: var(--t-xl); color: var(--navy); }
.quiz-aside p { font-size: var(--t-md); line-height: 1.65; }
@media (max-width: 860px) { .quiz-shell { grid-template-columns: 1fr; } }

/* Process */
.steps { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: clamp(24px, 4vw, 56px); position: relative; }
.step { display: grid; gap: 14px; align-content: start; position: relative; }
.step .numeral { font-family: var(--display); font-size: 3.4rem; font-weight: 500; color: var(--gold); line-height: 1; display: flex; align-items: center; gap: 18px; }
.step .numeral::after { content: ""; flex: 1; height: 1px; background: var(--navy-line); }
.step:last-child .numeral::after { background: linear-gradient(90deg, var(--navy-line), transparent); }
.step h3 { font-size: 1.35rem; }
.step p { color: var(--mist); }
@media (max-width: 760px) { .steps { grid-template-columns: 1fr; } }

/* Forms */
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.form-grid .full { grid-column: 1 / -1; }
.field { display: grid; gap: 7px; min-width: 0; }
.field label, .field .label, fieldset legend { font-size: var(--t-sm); font-weight: 600; color: var(--ink); }
.field .opt { font-weight: 400; color: var(--ink-soft); }
.input, select.input, textarea.input {
  width: 100%; min-height: 50px; border: 1px solid var(--stone-line); background: var(--cream); color: var(--ink);
  border-radius: var(--radius); padding: 12px 14px; font: inherit; font-size: 1rem; transition: border-color .15s, background-color .15s;
}
textarea.input { min-height: 110px; resize: vertical; line-height: 1.5; }
select.input { appearance: none; -webkit-appearance: none; padding-right: 40px; cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 8l5 5 5-5' fill='none' stroke='%2385672A' stroke-width='1.6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 12px center; background-size: 18px; }
.input:hover { border-color: #C4B99F; }
.input:focus { outline: none; border-color: var(--navy); background: var(--paper); box-shadow: 0 0 0 3px rgba(10, 26, 47, .12); }
.input[aria-invalid="true"] { border-color: var(--error); }
.err { font-size: var(--t-xs); color: var(--error); font-weight: 500; }
fieldset { border: 0; margin: 0; padding: 0; min-width: 0; }
fieldset legend { padding: 0; margin-bottom: 10px; display: flex; justify-content: space-between; gap: 12px; width: 100%; }
.chips { display: grid; grid-template-columns: repeat(auto-fill, minmax(64px, 1fr)); gap: 8px; }
.chip {
  display: grid; justify-items: center; gap: 1px; padding: 10px 6px; cursor: pointer;
  border: 1px solid var(--stone-line); background: var(--cream); color: var(--ink); border-radius: var(--radius); font: inherit; line-height: 1.25;
  transition: border-color .15s, background-color .15s, color .15s;
}
.chip small { font-size: 0.7rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--ink-soft); font-weight: 600; }
.chip b { font-family: var(--display); font-size: 1.25rem; font-weight: 600; }
.chip:hover { border-color: var(--gold-ink); }
.chip[aria-pressed="true"] { background: var(--navy); color: var(--cream); border-color: var(--navy); }
.chip[aria-pressed="true"] small { color: var(--gold-hi); }
.times { display: grid; grid-template-columns: repeat(auto-fill, minmax(104px, 1fr)); gap: 8px; }
.time { padding: 11px 8px; cursor: pointer; border: 1px solid var(--stone-line); background: var(--cream); color: var(--ink); border-radius: var(--radius); font: inherit; font-weight: 600; font-size: 0.95rem; font-variant-numeric: tabular-nums; display: grid; gap: 1px; line-height: 1.25; }
.time small { font-weight: 400; font-size: 0.7rem; color: var(--ink-soft); }
.time:hover { border-color: var(--gold-ink); }
.time[aria-pressed="true"] { background: var(--navy); color: var(--cream); border-color: var(--navy); }
.time[aria-pressed="true"] small { color: var(--mist); }
.consent { display: grid; gap: 12px; border-top: 1px solid var(--stone-line); padding-top: 18px; }
.check { display: grid; grid-template-columns: 20px 1fr; gap: 12px; align-items: start; font-size: 0.78rem; line-height: 1.55; color: var(--ink-soft); cursor: pointer; }
.check input { width: 18px; height: 18px; margin: 2px 0 0; accent-color: var(--navy); cursor: pointer; }
.form-foot { font-size: var(--t-xs); color: var(--ink-soft); line-height: 1.55; }
.form-foot a { color: var(--gold-ink); }
@media (max-width: 600px) { .form-grid { grid-template-columns: 1fr; } }

/* Booking */
.booking { display: grid; grid-template-columns: minmax(0, 1.35fr) minmax(0, 0.85fr); gap: clamp(28px, 4vw, 56px); align-items: start; }
.paper { background: var(--paper); border: 1px solid var(--stone-line); padding: clamp(22px, 3.5vw, 44px); display: grid; gap: 24px; min-width: 0; }
.paper-head { display: grid; gap: 6px; }
.paper-head h3 { font-size: var(--t-lg); color: var(--navy); }
.paper-head p { color: var(--ink-soft); font-size: 0.95rem; }
.confirm { display: grid; gap: 16px; justify-items: start; }
.confirm svg { width: 44px; height: 40px; color: var(--navy); }
.confirm h3 { font-size: var(--t-xl); color: var(--navy); }
.confirm p { color: var(--ink-soft); font-size: var(--t-md); }
.confirm .when { font-family: var(--display); font-size: 1.3rem; color: var(--navy); border-block: 1px solid var(--stone-line); padding-block: 14px; width: 100%; }
.preview-note { font-size: var(--t-xs); background: var(--stone); border-left: 3px solid var(--gold-ink); padding: 10px 12px; color: var(--ink-soft); }
.call-card { background: var(--navy); color: var(--cream); padding: clamp(24px, 3vw, 36px); display: grid; gap: 20px; position: sticky; top: calc(var(--header-h) + 24px + env(safe-area-inset-top, 0px)); }
.call-card h3 { font-size: var(--t-lg); }
.call-card > p { color: var(--mist); }
.call-card .ticks li { color: var(--cream); }
.phone-block { border-top: 1px solid var(--navy-line); padding-top: 20px; display: grid; gap: 4px; }
.phone-block .num { font-family: var(--display); font-size: 1.7rem; font-weight: 600; color: var(--gold-hi); text-decoration: none; letter-spacing: 0.02em; }
.phone-block span { font-size: var(--t-sm); color: var(--mist); }
@media (max-width: 900px) { .booking { grid-template-columns: 1fr; } .call-card { position: static; } }

/* FAQ */
.faq { display: grid; grid-template-columns: minmax(0, 0.75fr) minmax(0, 1.25fr); gap: clamp(32px, 5vw, 80px); align-items: start; }
.faq-head { display: grid; gap: 18px; position: sticky; top: calc(var(--header-h) + 24px + env(safe-area-inset-top, 0px)); }
.faq-head h2 { font-size: var(--t-xl); color: var(--navy); }
.faq-head p { color: var(--ink-soft); }
.faq-list { border-top: 1px solid var(--stone-line); }
.faq-list details { border-bottom: 1px solid var(--stone-line); }
.faq-list summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 20px; padding: 22px 0; font-family: var(--display); font-weight: 500; font-size: 1.2rem; color: var(--navy); }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: ""; flex: none; width: 14px; height: 14px; background:
  linear-gradient(var(--gold-ink), var(--gold-ink)) center / 14px 1.5px no-repeat,
  linear-gradient(var(--gold-ink), var(--gold-ink)) center / 1.5px 14px no-repeat; transition: transform .2s; }
.faq-list details[open] summary::after { transform: rotate(45deg); }
.faq-list .answer { padding: 0 0 24px; color: var(--ink-soft); max-width: 64ch; line-height: 1.7; }
@media (max-width: 860px) { .faq { grid-template-columns: 1fr; } .faq-head { position: static; } }

/* Agents band */
.agents-band { overflow: hidden; }
.agents-band .wrap { display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(0, 0.6fr); gap: 40px; align-items: center; position: relative; }
.agents-band h2 { font-size: var(--t-xl); }
.agents-band p { color: var(--mist); font-size: var(--t-md); max-width: 56ch; }
.agents-band .copy { display: grid; gap: 22px; }
.agents-band .watermark { width: 100%; max-width: 280px; justify-self: end; color: var(--gold); opacity: .32; }
@media (max-width: 760px) { .agents-band .wrap { grid-template-columns: 1fr; } .agents-band .watermark { display: none; } }

/* Footer */
.site-footer { background: var(--navy-deep); color: var(--mist); padding-block: 72px 40px; font-size: var(--t-sm); }
.footer-grid { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(0, 0.9fr) minmax(0, 0.9fr) minmax(0, 1.45fr); gap: 40px; }
.footer-brand { display: grid; gap: 18px; align-content: start; justify-items: start; }
.lockup { display: grid; justify-items: center; gap: 14px; color: var(--cream); }
.lockup .l-mono { width: 74px; height: 66px; }
.lockup .l-word { width: 210px; height: auto; }
.footer-brand p { max-width: 34ch; line-height: 1.6; }
.site-footer h4 { font-family: var(--display); font-size: 0.8rem; letter-spacing: 0.24em; color: var(--gold); margin-bottom: 16px; font-weight: 600; }
.site-footer ul { list-style: none; display: grid; gap: 10px; }
.site-footer a { text-decoration: none; color: var(--mist); }
.site-footer a:hover { color: var(--cream); text-decoration: underline; text-underline-offset: 3px; }
.footer-contact li { display: grid; gap: 2px; }
.footer-contact small { color: var(--mist-dim); font-size: var(--t-xs); }
.footer-contact span, .footer-contact a { color: var(--cream); overflow-wrap: anywhere; }
.footer-legal { margin-top: 56px; border-top: 1px solid var(--navy-line); padding-top: 28px; display: grid; gap: 14px; color: var(--mist-dim); font-size: var(--t-xs); line-height: 1.65; }
.footer-legal .row { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px 24px; }
.footer-legal .row nav { display: flex; gap: 20px; flex-wrap: wrap; }
@media (max-width: 900px) { .footer-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } .footer-brand { grid-column: 1 / -1; } }
@media (max-width: 480px) { .footer-grid { grid-template-columns: 1fr; } }

/* ---------- Agents page ---------- */
.a-hero-grid h1 { font-size: clamp(2.3rem, 1.4rem + 3.4vw, 3.9rem); }
.a-hero-grid { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(0, 0.75fr); gap: clamp(32px, 5vw, 72px); align-items: end; }
.colonnade { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(14px, 2.4vw, 28px); align-items: end; height: clamp(260px, 30vw, 380px); }
.column { display: grid; grid-template-rows: auto 1fr auto auto; height: var(--h); min-height: 0; }
.column .capital { height: 14px; background: var(--gold); margin-inline: -9px; position: relative; }
.column .capital::after { content: ""; position: absolute; left: 6px; right: 6px; top: 100%; height: 5px; background: var(--gold); opacity: .55; }
.column .shaft { margin-top: 5px; background: repeating-linear-gradient(90deg, rgba(248,246,240,.92) 0 7px, rgba(248,246,240,.62) 7px 9px); }
.column .base { height: 10px; background: var(--cream); margin-inline: -7px; }
.column .tag { padding-top: 14px; display: grid; gap: 2px; text-align: center; }
.column .tag b { font-family: var(--display); color: var(--gold); font-size: 1.4rem; font-weight: 600; line-height: 1; }
.column .tag span { font-size: var(--t-xs); letter-spacing: 0.12em; text-transform: uppercase; color: var(--mist); font-weight: 600; }
@media (prefers-reduced-motion: no-preference) {
  .column { animation: rise .9s cubic-bezier(.2,.7,.2,1) both; animation-delay: calc(var(--i) * 0.14s + .1s); transform-origin: bottom; }
  @keyframes rise { from { height: 18%; } to { height: var(--h); } }
}
@media (max-width: 900px) { .a-hero-grid { grid-template-columns: 1fr; } .colonnade { height: 240px; max-width: 420px; } }

.features { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: clamp(24px, 4vw, 56px); }
.feature { display: grid; gap: 12px; align-content: start; border-top: 1px solid var(--stone-line); padding-top: 26px; }
.feature h3 { font-size: 1.35rem; color: var(--navy); }
.feature p { color: var(--ink-soft); }
@media (max-width: 860px) { .features { grid-template-columns: 1fr; } }

.levels { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: clamp(16px, 2.5vw, 28px); align-items: end; }
.level { background: var(--navy-raised); border: 1px solid var(--navy-line); border-top: 3px solid var(--gold); padding: clamp(24px, 3vw, 34px); display: grid; gap: 16px; align-content: start; }
.level:nth-child(1) { margin-top: 96px; }
.level:nth-child(2) { margin-top: 48px; }
.level .lvl { display: flex; align-items: baseline; gap: 14px; }
.level .lvl b { font-family: var(--display); font-size: 2.4rem; color: var(--gold); font-weight: 500; line-height: 1; }
.level .lvl span { font-size: var(--t-xs); letter-spacing: 0.16em; text-transform: uppercase; color: var(--mist); font-weight: 600; }
.level h3 { font-size: var(--t-lg); }
.level .for { color: var(--mist); font-size: 0.95rem; border-bottom: 1px solid var(--navy-line); padding-bottom: 16px; }
@media (max-width: 900px) { .levels { grid-template-columns: 1fr; } .level:nth-child(1), .level:nth-child(2) { margin-top: 0; } }

.resources { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0; border-top: 1px solid var(--stone-line); border-left: 1px solid var(--stone-line); }
.resource { display: grid; grid-template-columns: 40px 1fr; gap: 6px 18px; padding: 30px 28px; border-right: 1px solid var(--stone-line); border-bottom: 1px solid var(--stone-line); align-content: start; }
.resource svg { width: 32px; height: 32px; color: var(--gold-ink); grid-row: 1 / span 2; }
.resource h3 { font-family: var(--body); font-weight: 600; font-size: 1.05rem; color: var(--navy); letter-spacing: 0; }
.resource p { color: var(--ink-soft); font-size: 0.95rem; grid-column: 2; }
@media (max-width: 900px) { .resources { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 600px) { .resources { grid-template-columns: 1fr; } }

.support { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(32px, 5vw, 80px); align-items: start; }
.support .ticks { grid-template-columns: 1fr; gap: 0; border-top: 1px solid var(--navy-line); }
.support .ticks li { padding-block: 16px; border-bottom: 1px solid var(--navy-line); color: var(--cream); }
.support .copy { display: grid; gap: 22px; }
.support h2 { font-size: var(--t-xl); }
.support p { color: var(--mist); font-size: var(--t-md); }
@media (max-width: 860px) { .support { grid-template-columns: 1fr; } }

.next-steps { list-style: none; display: grid; gap: 0; border-top: 1px solid var(--navy-line); }
.next-steps li { display: grid; grid-template-columns: 44px 1fr; gap: 14px; padding-block: 16px; border-bottom: 1px solid var(--navy-line); color: var(--cream); }
.next-steps b { font-family: var(--display); color: var(--gold); font-size: 1.3rem; font-weight: 600; line-height: 1.3; }

/* ---------- Legal pages ---------- */
.legal-hero { padding-block: clamp(48px, 5vw, 80px) clamp(36px, 4vw, 56px); }
.legal-hero h1 { font-size: var(--t-xl); }
.legal-hero p { color: var(--mist); margin-top: 14px; }
.legal { display: grid; grid-template-columns: 240px minmax(0, 1fr); gap: clamp(32px, 5vw, 72px); align-items: start; }
.toc { position: sticky; top: calc(var(--header-h) + 24px + env(safe-area-inset-top, 0px)); font-size: var(--t-sm); }
.toc p { font-family: var(--display); letter-spacing: 0.2em; font-size: 0.75rem; color: var(--gold-ink); margin-bottom: 12px; }
.toc ol { margin: 0; padding: 0 0 0 1.9em; display: grid; gap: 8px; color: var(--ink-soft); }
.toc a { color: var(--ink-soft); text-decoration: none; }
.toc a:hover { color: var(--navy); text-decoration: underline; }
.prose { max-width: 70ch; color: var(--ink); line-height: 1.75; overflow-wrap: anywhere; min-width: 0; }
.prose h2 { font-size: 1.4rem; color: var(--navy); margin: 44px 0 14px; scroll-margin-top: calc(var(--header-h) + 24px); }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-family: var(--body); font-size: 1rem; font-weight: 700; color: var(--navy); margin: 22px 0 6px; letter-spacing: 0; }
.prose p { margin: 0 0 14px; }
.prose ul { padding-left: 1.3em; margin: 0 0 14px; display: grid; gap: 6px; }
.prose a { color: var(--gold-ink); }
.prose .contact-box { background: var(--paper); border: 1px solid var(--stone-line); padding: 20px 22px; display: grid; gap: 4px; }
@media (max-width: 860px) { .legal { grid-template-columns: minmax(0, 1fr); } .toc { position: static; } }

/* Booking section (links out to the hosted booking calendar) */
.book-copy { display: grid; gap: 22px; align-content: start; min-width: 0; }
.book-copy h2 { font-size: var(--t-xl); color: var(--navy); }
.book-copy > p:not(.fine) { font-size: var(--t-md); line-height: 1.65; color: var(--ink-soft); max-width: 52ch; }
.book-copy .btn { min-height: 58px; padding: 0 32px; }

/* ---------- Apply page ---------- */
.recruit-badge { display: inline-flex; align-items: center; gap: 10px; margin: 0; font-size: 0.8rem; font-weight: 500; color: var(--mist); text-align: right; line-height: 1.35; }
.recruit-badge i { flex: none; width: 8px; height: 8px; background: var(--gold); transform: rotate(45deg); }
@media (max-width: 480px) { .recruit-badge { font-size: 0.72rem; max-width: 150px; } .recruit-badge i { display: none; } }
.apply-hero { padding-block: clamp(48px, 5vw, 88px) clamp(48px, 5vw, 80px); }
.apply-hero .wrap { display: grid; gap: 22px; }
.apply-hero h1 { font-size: clamp(2.2rem, 1.4rem + 3.2vw, 3.9rem); line-height: 1.06; max-width: 16ch; }
.apply-body { padding-block: 0 clamp(64px, 6vw, 112px); }
.apply-wrap { max-width: 880px; display: grid; gap: 28px; padding-top: 44px; }
.apply-steps { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 10px; }
.apply-steps li { display: flex; align-items: baseline; gap: 10px; border-top: 3px solid var(--stone-line); padding-top: 10px; color: var(--ink-soft); }
.apply-steps b { font-family: var(--display); font-size: 1.15rem; font-weight: 600; color: var(--ink-soft); }
.apply-steps span { font-size: var(--t-xs); font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; }
.apply-steps li.is-done { border-top-color: var(--gold-ink); }
.apply-steps li.is-done b { color: var(--gold-ink); }
.apply-steps li.is-current { border-top-color: var(--navy); color: var(--navy); }
.apply-steps li.is-current b { color: var(--navy); }
.apply-card { gap: 26px; scroll-margin-top: calc(var(--header-h) + 20px); }
.step-label { font-family: var(--display); font-size: 0.78rem; letter-spacing: 0.24em; color: var(--gold-ink); }
.paper-head h2 { font-size: var(--t-lg); color: var(--navy); outline: none; }
.video-frame { position: relative; aspect-ratio: 16 / 9; max-width: 100%; background: var(--navy); overflow: hidden; }
.video-frame #ytplayer, .video-frame iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.video-fallback { position: absolute; inset: 0; display: grid; place-content: center; justify-items: center; gap: 14px; color: var(--cream); text-align: center; padding: 20px; }
.video-fallback svg { width: 54px; height: 48px; color: var(--gold); }
.video-fallback p { color: var(--mist); font-size: var(--t-sm); }
.video-status { font-size: var(--t-sm); color: var(--ink-soft); margin-top: -10px; }
fieldset.q { border-top: 1px solid var(--stone-line); padding-top: 22px; display: grid; gap: 4px; }
fieldset.q legend { justify-content: flex-start; align-items: baseline; gap: 12px; font-size: 1.02rem; font-weight: 600; color: var(--navy); line-height: 1.45; margin-bottom: 12px; float: left; }
fieldset.q legend + * { clear: both; }
fieldset.q legend b { font-family: var(--display); font-size: 1.35rem; color: var(--gold-ink); font-weight: 600; line-height: 1; }
fieldset.q .fine { margin-top: 8px; }
fieldset.q.is-missing legend { color: var(--error); }
.opt-list { display: grid; gap: 8px; }
.opt { display: grid; grid-template-columns: 20px 1fr; gap: 12px; align-items: start; padding: 14px 16px; border: 1px solid var(--stone-line); background: var(--cream); border-radius: var(--radius); cursor: pointer; font-size: 0.97rem; line-height: 1.45; color: var(--ink); transition: border-color .15s, background-color .15s, box-shadow .15s; }
.opt:hover { border-color: var(--gold-ink); }
.opt input { width: 18px; height: 18px; margin: 1px 0 0; accent-color: var(--navy); cursor: pointer; }
.opt:has(input:checked) { border-color: var(--navy); background: var(--paper); box-shadow: inset 3px 0 0 var(--gold-ink); }
.opt:has(input:focus-visible) { outline: 2px solid var(--gold-ink); outline-offset: 2px; }
.form-error { background: #F7E7E2; color: var(--error); border-left: 3px solid var(--error); padding: 12px 14px; font-size: var(--t-sm); font-weight: 500; }
.step-nav { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; }
.step-nav .btn { min-width: 200px; }
@media (max-width: 480px) { .step-nav { flex-direction: column-reverse; align-items: stretch; } .step-nav .btn { min-width: 0; } }
.apply-card.confirm h2 { font-size: var(--t-xl); color: var(--navy); outline: none; }
.apply-footer { padding-block: 8px 36px; }
.apply-footer .footer-legal { margin-top: 0; border-top: 0; }